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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Cargo Theft: A Very Real Threat to Your Business

Recent years have shown cargo theft cases reaching an all-time high, with an average of 79.25 cargo thefts occurring every month in the U.S.A., or about 2.6 each day. Thefts of pharmaceuticals rose 50%, and food or drink loads rose 34% in 2013, as reported by FreightWatch. The increasing rate of cargo theft has led the National Insurance Crime Bureau to establish information sharing procedures....

Protecting Your People: How to Properly Insure Your Employees

Are the employees of your business properly insured? Unforeseen circumstances, such as dangerous weather systems, earthquakes, fires, nasty accidents or the death or incapacitation of a key person can be extremely costly. As a business grows and changes, adds more staff, or expands facilities, insurance needs will change. Every year, business owners should get a full review of their current business insurances and employee insurances. Key personnel...

Seven Steps to a Safer Workplace

Business owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is not only upsetting but there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier workplace by taking the following seven steps: Ongoing training. Every new employee must...

Coverage Check: Is Your Property Protected Against Vandalism?

Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often not only expensive to repair, but acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly...

The Hidden Value of Employee Sick Days for Business Owners

While it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees “toughing it out” and coming to work sick are far greater.  Coming to Work Sick: Why Not to Do It When there’s a lot to be accomplished...