We passionately pursue being exceptional leaders in employee benefits by offering creative, effective and engaging solutions which assist clients in attracting and retaining exceptional employees.
Our clients receive researched options, customization choices, cost management strategies, and prevention plans that promote health and save money. We make it a priority to know each and every client and their company’s culture and work for their benefit throughout the year, not just at renewal time.
Whether implementing a prevention program, fighting a difficult claim, or just keeping clients informed about new information, our client is our main focus. From individuals to sole proprietors to mid-sized and large companies, we partner with clients to obtain the best possible employee benefit solution that meets their budget.
With over 25 years of experience in the employee benefit, health and life insurance industry, we have assisted hundreds of employers and individuals. Our keen knowledge of insurance plans and industry trends provides clients with the professional expertise to make sound healthcare decisions.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a claim and follow through to see that you get fair, prompt payment and service. Lowdermilk & Associates represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, health insurance, life insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that we work to satisfy your needs. You are using an expert for an important financial decision.
As an independent agent we have several companies that we can approach to get you the best coverage at the best price.
When you buy insurance, whether it’s for your health, financial future or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.