What Type of Commercial Auto Insurance Do You Need?
Posted: December 1, 2016
What Type of Commercial Auto Insurance Do You Need?Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then you may be vulnerable to lawsuits or costly repairs if something goes wrong. Choosing the...
Behaviors That Can Raise Your Life Insurance Premiums
Posted: November 16, 2016
Behaviors That Can Raise Your Life Insurance PremiumsYour hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...
Choosing the Integral Pieces of Your Business
Posted: November 2, 2016
Choosing the Integral Pieces of Your BusinessKey person insurance may be an important investment, particularly in a small business in which a key person or persons are crucial to the enterprise’s continued success. With this type of coverage, the company purchases a policy on the life of a key employee. In the event of an accident or illness that takes a key person’s life, the company, as the beneficiary, receives the...
Traveling with Key Person Insurance
Posted: October 17, 2016
Traveling with Key Person InsuranceNo one wants to consider the possibility of the death of a key person in a business, but illness and accidents happen, and death is an inevitable part of life. Although we never really expect the worst to happen, accidents can occur while traveling. When the tragic death of a business owner, founder, or key employee could lead to the demise of the company, obtaining...
Are You Ready for the Next Step?
Posted: October 3, 2016
Are You Ready for the Next Step?No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...