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Archives: 2015

Top 5 Essential Insurance Plans for a New Business

There are numerous types of insurance policies available for business owners to help protect against almost any possible situation. Here is a list of the top 5 essential business insurance plans you need to keep your new enterprise protected: General Liability Insurance This type of business insurance protects your new business from legal threats associated with accidents, injuries or claims related to acts of negligence....

10 Summer Tips to Beat the Heat

While it's true that the elderly, young children and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the inside of...

3 Things to Look For When Purchasing Group Health Insurance for your Business

The Health Care Reform Act changed the rules with regard to health insurance plans for business owners, and it's important you put the right plan in place. We know the rules and can tell you exactly how this law will affect your company and what options could help your bottom line. There are three things to look for when you are purchasing any type of...

How Do Health Savings Accounts Work?

You may have heard of a Health Savings Account (HSA), but how do they work? Let's make it simple. At Lowdermilk & Associates, in Greenwood Village, Colorado we have pulled together the basics for you. For Individuals and Families A health savings account is a specific type of savings account offered by banks, credit unions and insurance companies. The account is set up specifically for...

Think You Don't Need Disability Insurance? Think Again!

It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. At Lowdermilk & Associates, we understand these are difficult topics. Even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays...