General Liability Insurance and Why Your Business Needs It
Posted: March 7, 2017
General Liability Insurance and Why Your Business Needs ItAs a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can’t know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when it does. Not only will this coverage protect your financial health when something...
7 Exclusions to Your Typical Life Insurance Plan
Posted: February 21, 2017
7 Exclusions to Your Typical Life Insurance PlanLife insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance...
Is It Ever Too Late? Timing Your Life Insurance Purchase
Posted: February 6, 2017
Is It Ever Too Late? Timing Your Life Insurance PurchaseHaving a young family is the busiest time of life, and raising little ones tends to tie up a majority of the available time and attention. Young parents may forget to consider that putting a term life insurance policy in place is an important matter. Over the younger years, these policies are at their most affordable rates. Protecting your family with term life insurance can...
Guard Your Business and Employees from Winter Weather Hazards
Posted: January 19, 2017
Guard Your Business and Employees from Winter Weather HazardsCold weather and storms are raising havoc across the nation. You can protect your business and employees from winter weather hazards by having the right business insurance policies in place. Freezing temperatures, ice, and snow bring risks that can prove to be financially devastating. The III (Insurance Information Institute) reports that last year, winter storms resulted in an estimated $3.5 billion in insured losses. Business Insurance...
Do You Need Key Person Insurance for Your Small Business?
Posted: January 4, 2017
Do You Need Key Person Insurance for Your Small Business?Many small business owners – even those just getting a new enterprise off the ground – should consider putting key person insurance in place. Why? This form of insurance protects against the losses that occur when a crucial person on your team suddenly died or became incapacitated. The death of a key person in a company often means the company folds. With key person insurance,...