Should You Insure While You’re Young?
Posted: April 1, 2017
Should You Insure While You’re Young?Regardless of your age, if you are married or have children the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you’re young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this...
7 Exclusions to Your Typical Life Insurance Plan
Posted: February 21, 2017
7 Exclusions to Your Typical Life Insurance PlanLife insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance...
Is It Ever Too Late? Timing Your Life Insurance Purchase
Posted: February 6, 2017
Is It Ever Too Late? Timing Your Life Insurance PurchaseHaving a young family is the busiest time of life, and raising little ones tends to tie up a majority of the available time and attention. Young parents may forget to consider that putting a term life insurance policy in place is an important matter. Over the younger years, these policies are at their most affordable rates. Protecting your family with term life insurance can...
Behaviors That Can Raise Your Life Insurance Premiums
Posted: November 16, 2016
Behaviors That Can Raise Your Life Insurance PremiumsYour hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...
Insurance Checkup
Posted: December 30, 2015
Insurance CheckupIt's advised that you take the time to get an “insurance checkup" each year. Your financial health is an important issue – one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...