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Category: Key Person Insurance

Keeping Your Key People Happy

Posted: August 1, 2016

Keeping your key employees happy involves more than just offering them the right wages and benefits. The need for taking vacation time has been established as an important factor in employee happiness, as well as the smooth operation of your business. When a company has a single employee responsible for certain tasks, it leaves the door open to several serious problems. Errors can drift forward,...

5 Issues Business Owners Need to Worry About

Posted: July 18, 2016

As a business owner, you know there are countless challenges you'll have to face throughout the lifecycle of your business. But if you're new to the game or considering expansion, here are some common issues that can keep you up at night: Revenues The primary concerns for business owners are related to profitability and cash flow. Managing cash flow requires a realistic estimate of future sales...

Can Your Business Function Without the Owner?

Posted: May 16, 2016

Many business owners eventually realize that sometime sooner or later they will have to move on. However, some businesses revolve around the owner's direct participation and without the boss there, the business may not be unable to function. Businesses that are established by owners with this level of involvement are at risk, but something can be done about it. At some point during the lifecycle of...

Protecting Your People: How to Properly Insure Your Employees

Posted: March 15, 2016

Are the employees of your business properly insured? Unforeseen circumstances, such as dangerous weather systems, earthquakes, fires, nasty accidents or the death or incapacitation of a key person can be extremely costly. As a business grows and changes, adds more staff, or expands facilities, insurance needs will change. Every year, business owners should get a full review of their current business insurances and employee insurances. Key personnel...