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Archives: 2017

The Importance of Workers' Compensation

The Importance of Workers' Compensation

At Lowdermilk & Associates, we know how important workers' compensation insurance is for your business. It can be one of the largest expenses your business pays, and there are various insurance markets for your specific industry. You need an agency that will do the legwork to find the policy that will be most affordable and best suit your enterprise. We proudly serve business owners and...

Small Business Health Benefits: How to Lower Your Costs

Small Business Health Benefits: How to Lower Your Costs

By John Lowdermilk You may think you have one option to control the rising costs of small business employee benefits - shop plans and compare rates. But I’m happy to tell you that you have other options and can lower costs and improve employee satisfaction. In addition to Traditional Employee Benefit Plans, Level-Funding and Partially Self-funded Employee Benefit Plans are viable alternatives for small business...

Skipping the Dentist Can Put Your Health at Risk

Skipping the Dentist Can Put Your Health at Risk

Most of us don’t look forward to a trip to the dentist. However, caring for your teeth and gums is a crucial part of maintaining overall health. Research over the past decade has revealed links between tooth and gum health and several serious medical conditions. A recent study found that 40 percent of people who suffered gum disease were more likely to have another chronic...

Small Business Owners: Employee Benefit Plans and ACA Legislation Limbo

Small Business Owners:  Employee Benefit Plans and ACA Legislation Limbo

by John Lowdermilk No matter what side of the Affordable Care Act (ACA) legislative debate you fall on, we can all agree it causes major frustration for businesses of every size. For small businesses with less than 100 employees, the impact on employee benefit plans is even more profound. If you’re like many small business owners, you feel stuck with the limited control you can...

Prevent Cyber Crime from Happening to Your Business

Prevent Cyber Crime from Happening to Your Business

As a business person, you are naturally concerned with making your business immune to cybercrime exposure, and with good reason. According to an article on CNBC, cybercrime cost the global economy $450 billion in 2016. Prevention is your best line of defense against cyber criminals. You will want an IT security expert to assess your company’s current vulnerabilities and needs. In addition, there are certain...