Group Employee
Benefits and
Insurance

Medical
Vision
Dental
Life
STD, LTD
FSA
HSA
HRA


Individual
Insurance

Medical
Life
Disability

Consumer Driven
Health Plan




Wellness & Prevention


As your health insurance partner, we work with your company to promote wellness. Prevention is the best way to maintain good health and reduce your health insurance costs. More than 75% of employers' healthcare costs and productivity losses are related to employee lifestyle choices.

Healthy individuals are more focused and productive with less absenteeism. Specifically, health translates to less injuries, worker’Äôs compensation, and disability claims. Organizations that place an emphasis on health have a stronger financial condition, and are better positioned for recruiting and retaining top talent.

Healthcare choices play a significant role in the following diseases:

These conditions are among the most prevalent, costly, and preventable of all health problems.

At Lowdermilk & Associates, we work with your company to develop employee wellness plans.

These plans include:

Implementing plans with preventative features is the best thing your company can do to reduce healthcare costs.

The benefits of employee sponsored health and wellness plans include: