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Individual Health Insurance

Individual Health Insurance


Seeking individual insurance is challenging with diverse price ranges, claims history reviews, and high deductibles. We can be your partner to understanding and making sense of this complex market. You can spend more time running your business and enjoying your life.

Individual plans include:

You can count on Lowdermilk & Associates to carefully assist you in assessing different coverage options.

We help you achieve the best possible coverage at the most cost-effective rate with options such as:
High Deductible Plans & Health Savings Accounts (HSAs)

Learn how you can save money and maintain reasonable coverage with these emerging plans. You can use pre-tax dollars from an HSA to meet the high deductibles. The high deductible plans often have very manageable rates. By combining one of these plans with an HSA along with good health practices, your out-of-pocket expenses can be quite modest.

Customized for Individual Needs

Individual plans offer the ultimate flexibility in making choices based upon your unique situation. Outdoor enthusiasts can have an accident rider in case of an injury exploring the backcountry. Families may add pediatric care while reducing coverage for areas with less probability of occurrence. Many plans now have financial incentives for healthy lifestyle choices.

Periods of Transition

Today's job market is unpredictable. Protect your health with individual coverage during your transition. Lay-offs, new careers, independent contracting, or positions without health insurance are increasingly common. Instead of relying upon COBRA coverage with high rates, consider an independent policy until more permanent coverage can be obtained. You will protect yourself and your family from the severe consequences of an unforeseen medical situation.

Call for additional information or complimentary cost-solutions analysis.